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2025 Credit Analyst FT Commercial Real Estate Development Program - Newport Beach or Downtown Los Angeles

2025 Credit Analyst FT Commercial Real Estate Development Program - Newport Beach or Downtown Los Angeles

U.S. Bank Commercial Real Estate
2025 Credit Analyst FT Commercial Real Estate Development Program
Newport Beach or Downtown Los Angeles

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Our credit analyst team

Commercial Real Estate (CRE) is recruiting for its next Credit Analyst class to join the National CRE Underwriting Team. This selective program provides a diverse foundation in commercial real estate and credit principles. Analysts gather, analyze, and interpret loan information to assess performance and recommend actions to address risk. The program offers a collaborative and fast-paced environment while preparing candidates for internal opportunities in Relationship Management, Capital Markets, Underwriting Management, Technology / Analytics, and Credit.

Credit analysts are located in seven regional underwriting offices supporting approximately 30 origination offices throughout the country. U.S. Bank’s Commercial Real Estate platform is one of the largest in the United States. We deliver a comprehensive set of financing solutions to institutional, public, and private commercial real estate investors, including lines of credit (working capital, subscription, repurchase) and project debt (construction, bridge, term) to acquire, construct or rehab property types including multifamily, industrial, office, retail and more.

What you’ll do

Conduct analysis of financial statement and assessment of credit requests, providing recommendations tied to analysis and assessment of credit risk. Over the course of our 3-year program, you will receive accelerated learning and skill development through a mix of formal training, mentorship, and a community of peers and advisors.

As a credit analyst, you’ll:

  • Underwrite new business opportunities for credit approval, including project, market, and sponsor financial analysis, structuring of loan terms, and risk evaluation.
  • Monitor existing loan portfolios, including market analysis, covenant compliance tracking, collection and analysis of financial statements, problem loan reporting, and ongoing assessment of risk factors that may affect a project’s and/or client’s risk profile.
  • Measure, monitor, and test a wide variety of financial covenants as specified within credit approval documents
  • Read and interpret relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system
  • Analyze financial statement results and prepare reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration
  • Interact with clients as appropriate; attend meetings or calls with companies in the supported portfolio
  • Develop technical and business acumen through training, mentorship, and exposure to senior executives
  • Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops

Who we’re looking for

We’re looking for talent with demonstrated leadership capabilities, strong work ethic and intellectual curiosity.

Locations: Newport Beach or Los Angeles

Basic qualifications:

  • Bachelor’s degree completed prior to start date
  • Basic understanding of Financial/Accounting terms, concepts, and applications
  • Ability to start development program on June 23, 2025

Preferred qualifications:

  • Preferred GPA of 3.0 or above
  • Strong written and verbal communication skills
  • Well-developed analytical skills
  • Acute attention to detail
  • Ability to work well under pressure and time constraints
  • Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
  • Effective oral and written communication skills
  • Proficient in Excel and PowerPoint

Working model and hours:

This role is hybrid. Team members who are in a hybrid role typically spend three days a week at the listed U.S. Bank location(s), while having flexibility on their work location for the other working days.

Development program members work approximately 40-hours each week in this fulltime role.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

For more information and/or to apply:

2025 Credit Analyst Commercial Real Estate Development Program in Denver, CO, United States | Investments & Asset Management & Insurance at U.S. Bank (usbank.com)

Additional Info

Job Type : Full-Time

Education Level : Bachelors Degree

Experience Level : Entry Level

Job Function : Finance

Contact : Please Apply Online

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